If posting a picture of the card, the seller should cover or block out at least part of the name and/or credit card number.
Violations of this policy may result in a range of actions, including:
- Listing cancellation
- Loss of eBay fees
- Limits placed on account privileges
- Account suspension
- Roland lists his valid credit card on eBay. This is a violation of eBay policy because the credit card is not at least 10 years old.
- Elaine lists a credit card for sale on eBay, but the credit card company retains ownership of the credit card even on issuance. Therefore, this is a violation of eBay policy because the credit card issuer’s policy does not allow the resale of its expired credit cards.
Privacy laws in Singapore
Singapore does not have a specific privacy law. However, the High Court has ruled that personal information may be protected from disclosure under a duty of confidence.
The National Internet Advisory Board in Singapore has formulated an industry-based self-regulatory "E-Commerce Code for the Protection of Personal Information and Communications of Consumers of Internet Commerce." The Code encourages providers to ensure the confidentiality of business records and personal information of users, including details of usage or transactions.
Why does eBay have this policy?
eBay urges sellers and buyers to comply with all governmental regulations and laws. Unexpired credit or debit cards cannot lawfully be transferred from one person to another. As a result, sellers may not list such items on eBay. The transfer of recently expired credit cards raises privacy concerns and creates the potential for abuse. Therefore, such items are also not permitted on the site.